Ever since my eighteenth birthday, once or twice a week I get mail from big credit card companies, trying to get me to sign up for a credit card of my…

Ever since my eighteenth birthday, once or twice a week I get mail from big credit card companies, trying to get me to sign up for a credit card of my own. At this point, receiving mail is still an invigorating experience, but I had yet to actually accept one of the mounting offers for a line of credit. But a few days ago, my dad mentioned in passing that just getting – and not even using – a credit card could improve your credit score. It’s weird to all of a sudden care about something that used to be an abstract, boring concept, but whatever my credit score is, it will probably be important pretty soon. With that in mind, I spent 5 minutes filling out the application. It’s actually a little scary how easy it is to get a card, considering that once you get it, it’s not hard to go crazy with it. Plus, my card has a really cool sky design- though I was pretty upset I couldn’t choose my own picture. I’ll probably keep it in a dark corner in my wallet and try to forget about it, while getting a little bump in my credit score that’ll make it easier and cheaper if I ever want a loan.
– Will

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